MoneyLion is a leader in financial technology powering the next generation of personalized products and content, with a top consumer finance super app, a premier embedded finance platform for enterprise businesses and a world-class media arm. MoneyLion’s mission is to give everyone the power to make their best financial decisions. We pride ourselves on serving the many, not the few; providing confidence through guidance, choice, and personalization; and shortening the distance to an informed action.

In our go-to money app for consumers, we deliver curated content on finance and related topics, through a tailored feed that engages people to learn and share. People take control of their finances with our innovative financial products and marketplace - including our full-fledged suite of features to save, borrow, spend, and invest - seamlessly bringing together the best offers and content from MoneyLion and our 1,100+ Enterprise Partner network, together in one experience. MoneyLion’s enterprise technology provides the definitive search engine and marketplace for financial products, enabling any company to add embedded finance to their business, with advanced AI-backed data and tools through our platform and API. Established in 2013, MoneyLion connects millions of people with the financial products and content they need, when and where they need it.

About the Role

This position will support MoneyLion’s Anti-Money Laundering Program. The AMLBSA Compliance Investigator is responsible for performing CIP, KYC, and AML compliance functions which include but are not limited to unusual activity investigations and global sanctions screening among other AML related processes, practices, transactions and activity to ensure that applicable laws, rules and regulations are applied accurately and consistently.

Key Responsibilities

Maintain a strong awareness of company goals, regulatory and legislative developments and industry trends
Perform independent analysis for cases involving suspicious activity
Researching, investigating, and analyzing alerts, reports and cases for suspicious activity and make independent determination on cases in compliance with the Bank Secrecy Act (BSA) and the USA PATRIOT Act.
Ability to manage caseload and time to complete assigned work monthly.
Ability to independently work on multiple duties within the department
Compiling data and maintaining necessary records and files to assure efficient and consistent reporting of investigations.
Preparing and thoroughly documenting factual and impartial findings in an accurate and timely manner for reportable and non-reportable cases.
Keep abreast with money laundering and terrorist financing behaviors, issues, policies, regulations, criminal typologies, industry best practices, and developing trends
Proactive in identifying potential weaknesses in processes
Act as a subject matter expert to employees, providing guidance on what actions to take in dealing with high risk accounts
Assist with addressing queries from partner banks relating to money laundering matters
Assist with special projects and assignments, as assigned

About You

Possess thorough knowledge of BSA, AML and OFAC regulations
Prior experience in financial crimes investigations, enhanced due diligence reviews and OFAC
Strong research and analytical skills with the ability to effectively make decisions and problem solve
Good writing skills and the ability to interpret complex activity to a well understood narrative
Ability to organize and analyze complex data sets
Ability to work independently and within a team
Computer literacy and proficiency
Experience with suspicious transaction investigations and SAR filing
Compliance and regulatory experience
Ability to effectively manage numerous tasks and sensitive information in a professional manner in a fast-paced deadline driven environment
Analytical mindset and the ability to identify, escalate, and communicate issues to management Perform other duties as assigned

The annual base salary for the AML/BSA Compliance Investigator role is expected to be between $65,000 to $70,000. Base salary is one component of MoneyLion's total compensation package, which includes, 401(k) match, multiple health insurance options, disability coverage, life insurance, and unlimited paid time off for salaried positions. Actual salaries will vary based on a candidate’s qualifications, experience, skills, and competencies related to the role.

What We Value

We value growth-minded and collaborative people with high learning agility who embody our core values of teamwork, customer-first and innovation. Every member of the MoneyLion Pride is passionate about fintech and ready to give 100% in helping us achieve our mission.

Working At MoneyLion

At MoneyLion, we want you to be well and thrive. Our generous benefits package includes:

Competitive salary packages
Comprehensive medical, dental, vision and life insurance benefits
Wellness perks
Paid parental leave
Generous Paid Time Off
Learning and Development resources
Flexible working hours

MoneyLion is committed to equal employment opportunities for all employees. Inside our company, every decision we make regarding our employees is based on merit, competence, and performance, completely free of discrimination. We are committed to building a team that represents a variety of backgrounds, perspectives, and skills. Within that team, no one will feel more “other” than anyone else. We realize the full promise of diversity and want you to bring your whole self to work every single day.

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