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Risk Analyst



New York, NY, USA
Posted on Tuesday, April 30, 2024

MoneyLion is a leader in financial technology powering the next generation of personalized products and content, with a top consumer finance super app, a premier embedded finance platform for enterprise businesses and a world-class media arm. MoneyLion’s mission is to give everyone the power to make their best financial decisions. We pride ourselves on serving the many, not the few; providing confidence through guidance, choice, and personalization; and shortening the distance to an informed action.

In our go-to money app for consumers, we deliver curated content on finance and related topics, through a tailored feed that engages people to learn and share. People take control of their finances with our innovative financial products and marketplace - including our full-fledged suite of features to save, borrow, spend, and invest - seamlessly bringing together the best offers and content from MoneyLion and our 1,100+ Enterprise Partner network, together in one experience. MoneyLion’s enterprise technology provides the definitive search engine and marketplace for financial products, enabling any company to add embedded finance to their business, with advanced AI-backed data and tools through our platform and API. Established in 2013, MoneyLion connects millions of people with the financial products and content they need, when and where they need it.

About the Role

This individual will entail a deep understanding traditional and alternative consumer credit attributes, acquisition funnel dynamics, underwriting strategy and unit economics. This individual will be a self-starter who is able to effectively translate data into actionable recommendations.

Key Responsibilities

  • Leverage data-driven insights to drive changes to credit strategy, pricing, line assignment
  • Work closely with Lending Product Managers
  • Be an organizational expert on our tracking tools; educate and evangelize a data-driven approach throughout the user experience
  • Continue to develop our in-house risk analytics tools to track portfolio performance and make recommendations
  • Perform ad-hoc data studies based on requirements from management
  • Forecasting of key credit metrics
  • Work with the senior management team to support decisions with data

About You

  • Minimum 2+ years of credit risk and/or analytical experience
  • Experience working with databases (SQL) and spreadsheets
  • Knowledge of R or Python
  • Ability to formulate novel solutions to problems, communicate thought process clearly, and think within the context of larger business needs and targets

The annual base salary for the Risk Analyst is expected to be between $90,000 to $105,000. Base salary is one component of MoneyLion's total compensation package, which includes, 401(k) match, multiple health insurance options, disability coverage, life insurance, and unlimited paid time off for salaried positions. Actual salaries will vary based on a candidate’s qualifications, experience, skills, and competencies related to the role.

Visa sponsorship is not available for this position.

What We Value

We value growth-minded and collaborative people with high learning agility who embody our core values of teamwork, customer-first and innovation. Every member of the MoneyLion Pride is passionate about fintech and ready to give 100% in helping us achieve our mission.

Working At MoneyLion

At MoneyLion, we want you to be well and thrive. Our generous benefits package includes:

  • Competitive salary packages
  • Comprehensive medical, dental, vision and life insurance benefits
  • Wellness perks
  • Paid parental leave
  • Generous Paid Time Off
  • Learning and Development resources
  • Flexible working hours

MoneyLion is committed to equal employment opportunities for all employees. Inside our company, every decision we make regarding our employees is based on merit, competence, and performance, completely free of discrimination. We are committed to building a team that represents a variety of backgrounds, perspectives, and skills. Within that team, no one will feel more “other” than anyone else. We realize the full promise of diversity and want you to bring your whole self to work every single day.